Two types of life insurance can be purchased. Term life insurance is the most basic. It offers a premium payment that is usually level for the term of the policy…
What Can You Do About New Credit Card Fees?
You can contact the credit card company by phone and request the removal of a new annual fee or an inactivity fee you were charged. Some credit card companies will…
How to Make Money Rehabbing Houses
Step 1 – Look for “for sale by owner” signs in your target neighborhood, particularly in the yards of houses that show exterior cosmetic flaws such as peeling paint or…
What Does a Secured Credit Card Mean?
Getting along without a credit card can be tough. Hotels and rental car companies often require them, and even restaurants and salons may request a credit card to book a…
Savings Account Advice
Savings accounts can be opened for a number of specific purposes. The most important reason is to build an account for emergencies. Financial advisers recommend that an emergency account have…
Savings Interest Rates Explained
If your savings account pays you interest on your capital at a regular interval, the interest is typically simple interest. For example, if you have $100 in a savings account…
Is Steam Cleaning for Bed Bugs Effective?
If you hire a commercial steam cleaner or rent or purchase a steam cleaner yourself, any bed bugs exposed to the steam treatment will be killed on contact.
“Normal” Life Insurance
Life insurance is intended to protect survivors from drastic financial hardship in the event of a death. This type of insurance can be particularly helpful for individuals who must provide…
Home Owner Insurance Policy Definitions
A declarations page is one of the most important homeowners insurance documents. It is a summary of the policy’s inclusions and exclusions. It lists the name and address of the…
Steps to Cashing an Annuity
First, you must gather your annuity information. If you have more than one annuity, you’ll need to add up the value of all of your annuity accounts. Make note of…
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