The premium you pay each month for the insurance policy goes up as the amount of coverage increases. Calculating your insurance needs is a key step in the process. A…
Summary of Medicare Benefits
Medicare is broken into four parts of health insurance coverage. Medicare Part A is the portion that helps pay for hospital care in addition to hospice, skilled nursing facilities and…
What Are Conduit Loans?
Conduit loans are pooled together and placed in a trust. Lenders can then issue bonds based on these loans, and sell them on the open market.
Economic Considerations of Life Insurance
Why Buy Life Insurance?
Causes of House Fires
Cigarettes are the cause of 15 percent of house fires. Individuals who smoke should never smoke while they are lying down in bed or on a couch.
Credit Card Purchase Protection Law
The Truth in Lending Act (TILA) limits your liability for charges due to unauthorized use of your credit card. Unauthorized use may occur when your card or account information is…
The Beneficiary’s Guide to Life Insurance
A beneficiary is the intended recipient of life insurance proceeds.
What Happens to the Money Earned in My Whole Life Policy If I Die?
A major feature of whole life insurance is its cash value reserve. The cash value is money that accumulates as part of the policy contract.
Information on 0% APR Credit Cards
Check the terms and conditions of the offer. Credit card companies typically will offer 0% on purchases (old and/or new), cash advances, and balance transfers.
What Is an Unqualified Dependent Tax Credit?
The child tax credit is available to certain taxpayers that have one or more qualifying children age 16 or younger at the end of the tax year.