Credit card companies assign credit limits or lines based on several factors. These include your credit history, credit needs and financial capacity.

Dental insurance in most states may have a requirement for a predetermination or prior approval of benefits. This is a type of claim that is filed prior to performing any…

Term life insurance is a temporary form of life insurance coverage. It only pays a death benefit if the insured dies during a specified period of time — typically from…

Prepaid credit card are not really credit cards, but are used and accepted just like them. With this type of card, you determine the credit line by transferring the amount…

Because of the Truth in Lending Act, the APR figure for a credit card should be prominently displayed on your monthly bill or on any credit card offer. This figure…

The IRA is the most common type of individual retirement account. Money deposited into a traditional IRA, and any associated growth, will remain untaxed until it is withdrawn, and IRS…

Bed bugs appear flat and oval-shaped, between 1/4 inch and 5/8 inch long, They resemble a small seed. The bugs are typically brown; however they appear red and swollen just…

Most short-term interest rates are pegged to the movement of the overnight federal funds rate which is guided by the Federal Reserve Bank. The overnight federal funds rate is the…

When it feels as if you’re in financial free fall, a credit counselor may act as your parachute, preventing you from hitting rock bottom. To find relief, you must first…