Budgeting is important when trying to get yourself out of debt, and that involves keeping track of your debt and creating a plan for your spending. The Liberty Mutual website…

Opening a joint account requires the identifying documentation and signatures for all parties on the account.

There are two types of annuities: immediate and deferred annuities. Generally, you cannot get your principal back from an immediate annuity as a lump sum because the annuity company annuitizes…

Each reporting agency calculates your credit score using its own data; therefore, you can have three different credit scores, one from each of the three agencies. Your credit report includes…

There is an art to using coupons; if used properly, they can save you hundreds or even thousands of dollars. Coupons can be used not only on food items, but…

The Federal-State Unemployment Compensation Program (UC Program) originated in 1935 with the passing of the Social Security Act. The UC Program was designed to assist people who’ve been recently separated…

Credit card companies always use a credit report to determine creditworthiness. Not only do they go off of what a FICO score is—they also skim the report.

There is no statute of limitations for the collection of defaulted federal student loans. The U.S. Department of Education can legally pursue you for the outstanding balance on your student…