You can invest your SEP IRA funds in stocks via a bank, brokerage, or other financial institution. As with any stock investment determination, it is advisable to diversify–to put funds…

Canceling a credit card has a limited effect on your credit file and score. To cancel a credit card before it has been activated, you must contact the credit card…

Credit card bureaus make money selling reports to lenders when you apply for new accounts. They also make a profit from selling your information to banks and insurers who wish…

Term life insurance is the simplest form of life insurance available in the life insurance market. Term insurance allows you to protect you and your family in the event of…

The cash value feature of a whole life policy is basically what distinguishes it from a term life insurance policy. Term life is often referred to as pure insurance and…

New credit card fees increase costs, raise your total debt and make credit more expensive to use, but you can limit your loss.  

An orthopedic mattress provides extra support for people with back problems, stiffness, headaches or other health problems that make sleeping on a traditional mattress difficult.  

Annuities come in two types: fixed and variable. A fixed annuity provides the investor with a guaranteed fixed rate of return for the specified time of the annuity. While there…

Life insurance polices that do not require a medical examination are often referred to as “no exam life insurance.”

With so many infomercials and magazine advertisements for memory foam mattresses, you may think that they’re the perfect addition to your bedroom furniture.