The Two Must Know Truths About Life Insurance

One surprising survey and two discount opportunities reveal that life insurance may be more affordable than many realize. This applies to those aged 30 to 65. Without life insurance, your family must find enough money to pay for surging burial costs, any debts, mortgages, and car loans.

Of the families who have no life insurance coverage, a survey found 62% say they would be in immediate financial trouble if a primary wage earner died, but most of those fear it's just too expensive. Research shows that people overestimate its cost by as much as 300%.

If you don't smoke and not over 65, you may qualify for these two major discounts. And, get up to $2 million in term life coverage. The best part is that approvals are instant. Get a decision in minutes and same day coverage in many cases. Plans come with a 30 day money back guarantee.

Here's what many use their coverage for:

The average cost to raise a child is $245,000 and home price is $188,900. If you have children and a mortgage, it recommended to have $500,000 in term coverage.

Also, it may be used to pay for a funeral or a cremation. Because the average funeral is over $7,000, it's not a surprise getting covered is important.

There are dozens of life insurers – But here's how to get a low rate

Now, this startup streamlined an efficient process. Used by thousands weekly, customers are using them and finding what they're looking for – low cost coverage. Simply search below to get a rate.

Step 1) Select your state below.
Step 2) On the next page, complete the 60 second questionnaire, and you'll have the opportunity to find a low rate in your area to possibly save hundreds per year.