Author: Andrew N

Term life insurance provides basic death benefit protection, that lasts for a set period of time, in exchange for a premium payment that is relatively low in relation to the…

Make a list of the debts with which you’d like help. Include the balance, interest rate, minimum payment and telephone number for each account.

As soon as your baby begins to crawl, you will need to purchase baby gates. Use gates to block stairways and doors. If you cannot close your bathroom door for…

Research the different types of plans and decide which one best suits your needs. There are several main categories of health insurance plans: health maintenance organizations (HMO), preferred provider organizations…

Improving your credit score is something that takes time. I’ve been able to improve my credit score over 200 points within the last 3 years by following these steps.

The USFA (United States Fire Administration)–in order to record, understand and use fire data more effectively–enlisted the NFIRS (National Fire Incident Reporting System). This agency is responsible for analyzing data…

Checking accounts tend to be fairly easy to establish. You’ll need to prove who you are and where you live. You can do this by presenting the bank representative with…

Budgeting is important when trying to get yourself out of debt, and that involves keeping track of your debt and creating a plan for your spending. The Liberty Mutual website…

Opening a joint account requires the identifying documentation and signatures for all parties on the account.

There are two types of annuities: immediate and deferred annuities. Generally, you cannot get your principal back from an immediate annuity as a lump sum because the annuity company annuitizes…